If you are a first-time home buyer or have bought a home before and have less than perfect credit you have come to the right place. At The Right Mortgage Guy TX.com, our Home Loan experts will take you through the loan process step-by-step.
FHA - small down payment, low PMI, maximum loan depends on your county, insured by the Federal Housing Administration. Check FHA Loan Limits in Texas.
Conventional - low down payment, great interest rates, maximum loan is $417,000
VA - NO down payment, maximum loan is $417,000, great mortgage rates, VA funding fee, guaranteed by the Veterans Administration
USDA -NO down payment, No PMI, No asset requirements, maximum loan depends on county, guaranteed by the United States Department of Agriculture. Check USDA Income Eligibility or you can check here as well. USDA Property Eligibility can be checked also.
Jumbo - loan amount exceeds $417,000, down payments are required, and documentation varies with each jumbo loan program
Whether you’re trying to determine if you qualify or if you’re interested in finding out what kind of documentation you’ll need to ultimately get your loan, our site can provide you the information you’re seeking. Additionally we’re more than happy to take your phone calls at 832-212-6969.
FIRST TIME HOME BUYERS >
